Estimating Seasonal Borrowing Needs and Ability to Repay so they do not change

so they do not change often

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Estimating Seasonal Borrowing Needs and Ability to Repay so they do not changeOne of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its short term borrowings based on the financial information available. First, this presentation will explain the interrelationships among revenue projections, the expenses needed to support seasonal sales growth as well as the working capital assets, fixed assets, and liabilities necessary to support revenue growth.